Val Ji-hsuan Yap

Founder & CEO, PolicyPal

Singapore

Val is the CEO and Founder of PolicyPal and PAL Network.

Founded in 2016, PolicyPal offers personal insurance such as travel, personal accident, motor insurance and business insurance such as group employee benefits, cyber security, directors liability insurance. PolicyPal enables you to buy insurance instantly at affordable premiums with rewards points.

PAL Network built a dual-layered protocol for financial assets, with the vision to build an ecosystem where individuals and partners can design and customise new financial products. PAL Network designs insurance and finance solutions onto smart contracts within minutes. Through its APIs, PAL Network empowers its partners to cross-sell relevant insurance products at the point-of-demand, thereby bridging the gap between financial products and customer.

Total of 23,809 ETH (US$20 million) was raised in PAL Network ICO through private pre-sale and public crowdsale. Tokens were 100% sold out in the latter within 35 seconds.

Former sales broker at Allianz, Val feels passionately about making insurance protection simple and accessible to everyone. Upon graduation, she worked as a Risk Assurance Consultant at PwC in London. After that, Val went on to become the Assistant Vice President at OCBC Bank in Singapore focusing on launching digital campaigns, working closely with wealth and marketing to drive innovations. Val who was recently named to Forbes "30 Under 30" list for Finance and Venture Capital and Fellow at Singapore University of Social Sciences, is a post-graduate with MSc Business Management at Imperial College London and BA Digital Media at University of the Arts London. She's a frequent speaker at universities and conferences. When not at work, Val is an avid globe-trotter and a sports enthusiast.