Learn Now, Pay Back After You’re Hired.
How the Catalyst ISL Program Works
Got your eyes set on a future in full-stack development, user experience design, or data science? The Catalyst program can get you in class and on the road to your career goals—without emptying your savings account before you’re hired.
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Frequently Asked Questions
What is the Catalyst ISL program?
The Catalyst ISL Program made available through Stride Funding allows eligible students to apply for an Income Share Loan (ISL), a contract in which a student receives educational funding in exchange for an agreed-upon percentage of their future income over a defined period of time.
If approved, you will receive upfront funding to complete our User Experience Design Bootcamp, Software Engineering Bootcamp, or Data Science Bootcamp. After you leave the program and land a job earning at least $40,000 annually, you’ll start paying back 1.6-10% of your income over 48 months. You will stop paying when you’ve made 48 monthly payments or reached the 1.5 maximum payment cap—whichever comes first.²
What benefits does this program offer for students?
The Catalyst ISL Program provides a different way to pay for our Bootcamp programs. Because payment is based on a percentage of your future income, you’ll pay less when you earn less. And if you don’t secure employment earning at least $40,000 per year, you won’t be required to pay anything at all.²
The percentage of your income that you will pay is fixed and will stay the same for the duration of your contract, but monthly payments may go up or down depending on your salary. If you earn a high income, a total payment cap will limit how much you are required to pay. No participant will ever pay more than 1.5x the cost of tuition.²
Who is eligible to apply for Catalyst?
The Catalyst ISL Program is available to:
Incoming Software Engineering Bootcamp, User Experience Design Bootcamp, and Data Science Bootcamp students—in select US markets. (Please contact your admissions advisor or email email@example.com for more information.)
Students with U.S. citizenship or permanent residency*.
Students 18 or older at the time of contract execution.
Students must complete a credit application to determine approval. As part of the credit application, the following steps must also be completed:
Complete the Bootcamp pre-work.
Complete the Outcomes pre-work.
Take and pass a skills assessment.
* Only available in select U.S. markets.
What is the application and approval process?
Our Admissions team will provide application links for our different financing options upon request. The ISL application is a simple online form that takes 5-10 minutes to complete and involves hard credit pull. You should have the following information available in order to finish your application as quickly as possible:
The program in which you would like to enroll.
Your financial need (the tuition amount you’ll request).
Two references/communication contacts.
After you submit an application, you will be invited to complete GA's internal application process. Students must complete course pre-work, pass the assessment, and complete GA's Outcomes pre-work in order to be certified. If approved, once GA certifies a student, you will be sent a final disclosure with the specific terms of your ISL. This entire process from start to finish takes at least two weeks.
When do participants start making payments?
After the course, graduates have a payment-free grace period.
If students don’t secure employment earning $3,333.33/month (which annualizes to $40,000 per year) before their grace period expires, they must reach out to Stride Funding to request deferment. Payments will begin once once you are earning at least $40,000 per year or $3,333.33/month.² This threshold to begin payback applies to all jobs—full-time and part-time, regardless of the field.
When does the ISL end?
The Income Share Loan will end when one of the following occurs — whichever comes first:²
1. You make 48 payments.²
2. Your cumulative payments reach the payment cap.²
3. The maximum time frame for your loan — the payment window — expires.²