Celebrating Black History Month:How the racial wealth divide affects your wallet
27

Wednesday, 27 February

6:30 8:30 pm EST

GA NYC (Manhattan), HQ

902 Broadway, 4th Floor
New York, NY 10010
FREE!
Regular Ticket

In Partnership With:

Brunch & Budget logo

Questions? Read our FAQs

Celebrating Black History Month:How the racial wealth divide affects your wallet

Pam Capalad Photo


Founder & Financial Planner, Brunch & Budget

MC Dyalekt Photo


MC & Hip Hop Educator

27

Wednesday, 27 February

6:30 8:30 pm EST

GA NYC (Manhattan), HQ

902 Broadway, 4th Floor
New York, NY 10010
FREE!
Regular Ticket

In Partnership With:

Brunch & Budget logo

Questions? Read our FAQs

About This Event

We’re taught that America is the land of opportunity, and that’s true. Govt backed entitlement programs built our middle class and helped families grow their wealth. Unfortunately, these opportunities were handed out to a select few at the expense of others. Historically, the lines have been drawn based on race.

It will take 228 years for the average Black family to catch up to the wealth of an average White family today, and that’s only if conditions improve immediately. The current trajectory has Black families averaging $0 in wealth by 2053.

Institutional racism was an economic decision, and one that continues to harm all of us, regardless of ethnicity. This workshop will show you how your personal finances are affected and what action you can take to create generational wealth for you and your community.

Takeaways

  • the historical policies and events that led up to the current racial wealth inequality
  • how commonly accepted wealth building tools like higher education, homeownership, and entrepreneurship are affected by the racial wealth divide
  • how to break away from the personal responsibility/“bootstraps” narrative that keeps POC from questioning systemic economic oppressions
  • how to unpack your own financial and family history in the context of the racial wealth divide
  • how to approach your finances to create stability, freedom, and generational wealth using the existing systems to your advantage

Preparation

None

About the Instructors

Pam Capalad Photo

Founder & Financial Planner,
Brunch & Budget

Hey, I’m Pamela Capalad. I’m a Certified Financial Planner™ and I’ve been in the financial services industry for over 8 years, and spent a lot of those years at wealth management firms (if you’re really curious where, check out my LinkedIn). I'm the owner of Brunch & Budget, where we have a meal and talk about your finances. I'm based in Brooklyn, NY and serve clients virtually across the country.

I'm here to help you get to that place in your life. You know that place. That place where you close your eyes and feel perfectly at peace and energized all at the same time. That place where you know you’re at your best, that you were somehow built for this, this thing you’re doing that you can’t believe you get to spend your life doing.

Life isn’t about cringing every time you run your credit card through a cash register or dodging calls from bill collectors. It’s not about the next paycheck, next rent check, next job, next in line. Life is about finding your why.

So here’s the deal – you have the why, I have the how. Whenever you're ready, I'll be here to help you figure out how to get there.

MC Dyalekt Photo

MC & Hip Hop Educator

Brian ‘Dyalekt’ Kushner moved from St. Croix to New York to study acting and law. He also liked to rap. After witnessing civil rights injustices at the law firm he worked for, he dropped both the job and the law classes, pursuing the arts instead. Performances at the Nuyorican led him to Hip Hop Theater, writing plays that have been performed on stages across the world. He didn’t sleep on the rapping either, releasing music and touring internationally. His first album/one man play Square Peg Syndrome helped him get named to the Public Theater’s Emerging Writer’s Group. He has been a mainstay in NYC’s theater and Hip Hop scenes, rocking everywhere from the Bowery Ballroom to the Oregon Shakespeare Festival.

When Dyalekt was invited to present at a workshop for New York SCORES, a soccer and poetry program in Harlem and the Bronx, his perspective on performance changed. Students are much better audience members than bar patrons, and Dyalekt found he had a natural affinity for facilitation. Hip Hopping with students like he did with MCs in a cypher led to better engagement, grades, and overall attitude toward school than the usual class.

After researching Howard Gardner’s Theory of Multiple Intelligences, Dyalekt designed curricula lining up the elements of Hip Hop with each learning style. Through Hip Hop, or rather, by Hip Hopping, students could assess their learning tendencies and use them to their benefit. Furthermore, the community aspects of Hip Hop show students how to be responsible citizens, peer mentors, and advocates for justice. Dyalekt brought this curriculum, along with his album/play back home to St. Croix, rocking with 17 orgs and over 400 students. They produced 2 books of poetry, an album, and a documentary. He also now teaches teachers how to MC in a classroom.

Dyalekt had been an entrepreneur since his teenage days, and tells his students that the only thing that gets him out of his house before 10am is talking to kids, because he would never make it working on a punch-clock schedule. Since the essence of Hip Hop is making something from nothing, Dyalekt has rapped, written, and performed every freelance gig available to his skill set. He ran rap based Lincoln-Douglas debate/battles to teach youths how to prepare and present at a job interview. He linked up with Pockets Change to help students find freedom in expression, understanding, and finances.

About Our Partners

Brunch & Budget

Brunch & Budget provides affordable financial planning for young professionals. What would you do tomorrow if you knew your money was handled today? Book your first brunch and find out!

Refund Policy

We understand that, sometimes, plans change. If you can no longer make it to a class or workshop, please email us at least 7 days before the scheduled event date. No refunds will be given to cancellations made within a week of the class or workshop.

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